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Author: lifecycle

Do you know the numbers? The black hole of student debt!

August 27, 2020 lifecycle

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Posted in: Debt, Financial Wellness, General

Want to eliminate the burden of debt? Follow these four steps!

August 17, 2020 lifecycle

By Hirsch Serman, MBA, CPA, Financial Coach Debt for many has become a way of life. It has flooded our…

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Posted in: Debt, Financial Wellness, General Filed under: Debt, debt elimination, Divorce, finance, financial wellness, retirement

With mortgage rates now under 3%, most home loans are due for a refinance, study says

July 19, 2020 lifecycle

Few people ever expected to see mortgage rates slide so low, and many homeowners have been caught off guard. Thirty-year…

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Posted in: Uncategorized

5 Top Tips To Resolving Any Conflict

June 12, 2020 lifecycle

1. Calm Down: When you are upset, it’s hard to see possibilities. Before you make any decision about a situation…

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Posted in: Uncategorized

The Financial Wellness Secret & How to Get It! Everyone knows it, less than a third do it.

June 3, 2020 lifecycle

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Posted in: Uncategorized

Best Uses For Your Refund

May 15, 2020 lifecycle

By Hirsch Serman, MBA, CPA By now many have filed and even received their tax refunds.  Our situation is vastly…

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Posted in: Debt, Financial Wellness, Tax

What Affects Your Credit Scores?

April 17, 2020 lifecycle

Do you feel like you need an advanced degree to figure out what is affecting your credit score? Good news…

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Posted in: Debt, Financial Wellness

Coronavirus prompts government to loosen rules on tapping retirement savings

April 6, 2020 lifecycle

The CARES Act, the legislation just signed into law by President Donald Trump, contains plenty of provisions for those saving…

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Posted in: Financial Wellness, Retirement

COVID-19: Financial Do’s and Don’ts

March 31, 2020 lifecycle

This is truly is an unprecedented time, not just in our lives, but in every financial market across the world. This is a time you need to dig deep and bring out the “fierce warrior” from within. So what actions do I take that are prudent and wise?

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Posted in: Financial Wellness, General

What to Know About the 2020 U.S. Tax Season

March 23, 2020 lifecycle

April 15 has been the annual deadline for paying taxes in the U.S. since 1955. Not this year. Add America’s…

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Posted in: Financial Wellness, General, Tax

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