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Category: Financial Wellness

New (Improved) Year – New (improved) Way to Budget

January 3, 2020 lifecycle

By: Hirsch Serman, MBA, CPA  I have always been a huge proponent on having a budget.  As I have helped…

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Posted in: Financial Wellness, General

Reasons to Convert a Roth IRA to a Traditional IRA

December 12, 2019 lifecycle

Depending on your situation, it could make financial sense   KEY TAKEAWAYS Roth IRAs offer tax-free withdrawals during retirement, but…

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Posted in: Financial Wellness, Retirement

Debt Payoff Methods: All About the Blizzard Approach

December 3, 2019 lifecycle

So you have debt. As you probably know, you’re suffering in good company. According to the Federal Reserve, total household debt…

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Posted in: Debt, Financial Wellness, General

IRA Contribution limits announced for 2020

November 18, 2019 lifecycle

  By: Hirsch Serman, MBA, CPA The Internal Revenue Service (IRS) has announced that the Roth IRA and traditional IRA…

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Posted in: Financial Wellness, General, Retirement, Tax

How to Afford the Holidays this Year: The Skip and Stagger Approach

November 15, 2019 lifecycle

If you’re like me, the upcoming holiday season brings with it a mix of excitement and dread. While you might…

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Posted in: Financial Wellness, General

Year End Tax Moves

September 24, 2019 lifecycle

By: Hirsch Serman, MBA, CPA It is hard to believe we are about to enter the last quarter of the…

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Posted in: Financial Wellness, General, Tax

The Blue Print for Financial Wellness: A Budget

September 16, 2019 lifecycle

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Posted in: Financial Wellness, General

The Hidden Retirement Crisis: Older Americans’ Debt

August 16, 2019 lifecycle

Swelling numbers of Americans these days are working in retirement, taking part-time jobs and launching businesses. And retirees are increasingly…

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Posted in: Financial Wellness, Retirement

Want To Retire Early? 3 Things You Need To Know

August 14, 2019 lifecycle

Who wouldn’t love the idea of being done with work before age 50 — or even by age 40 —…

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Posted in: Financial Wellness, Retirement

STUDENT DEBT – the next financial crisis is here!

July 29, 2019 lifecycle

By: Hirsch Serman, MBA, CPA   Congrats grad, here is your diploma and $33,000 in debt.   Roughly 70% of…

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Posted in: Financial Wellness

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