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Category: Financial Wellness

What to Know About the 2020 U.S. Tax Season

March 23, 2020 lifecycle

April 15 has been the annual deadline for paying taxes in the U.S. since 1955. Not this year. Add America’s…

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Posted in: Financial Wellness, General, Tax

New (Improved) Year – New (improved) Way to Budget

January 3, 2020 lifecycle

By: Hirsch Serman, MBA, CPA  I have always been a huge proponent on having a budget.  As I have helped…

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Posted in: Financial Wellness, General

Reasons to Convert a Roth IRA to a Traditional IRA

December 12, 2019 lifecycle

Depending on your situation, it could make financial sense   KEY TAKEAWAYS Roth IRAs offer tax-free withdrawals during retirement, but…

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Posted in: Financial Wellness, Retirement

Debt Payoff Methods: All About the Blizzard Approach

December 3, 2019 lifecycle

So you have debt. As you probably know, you’re suffering in good company. According to the Federal Reserve, total household debt…

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Posted in: Debt, Financial Wellness, General

IRA Contribution limits announced for 2020

November 18, 2019 lifecycle

  By: Hirsch Serman, MBA, CPA The Internal Revenue Service (IRS) has announced that the Roth IRA and traditional IRA…

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Posted in: Financial Wellness, General, Retirement, Tax

How to Afford the Holidays this Year: The Skip and Stagger Approach

November 15, 2019 lifecycle

If you’re like me, the upcoming holiday season brings with it a mix of excitement and dread. While you might…

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Posted in: Financial Wellness, General

Year End Tax Moves

September 24, 2019 lifecycle

By: Hirsch Serman, MBA, CPA It is hard to believe we are about to enter the last quarter of the…

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Posted in: Financial Wellness, General, Tax

The Blue Print for Financial Wellness: A Budget

September 16, 2019 lifecycle

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Posted in: Financial Wellness, General

The Hidden Retirement Crisis: Older Americans’ Debt

August 16, 2019 lifecycle

Swelling numbers of Americans these days are working in retirement, taking part-time jobs and launching businesses. And retirees are increasingly…

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Posted in: Financial Wellness, Retirement

STUDENT DEBT – the next financial crisis is here!

July 29, 2019 lifecycle

By: Hirsch Serman, MBA, CPA   Congrats grad, here is your diploma and $33,000 in debt.   Roughly 70% of…

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Posted in: Financial Wellness

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email: hirsch@lifecycle.financial

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